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PRICE $109,900 dsIDX morgage calculator
BEDS 2
BATHS 1
HOME SIZE 790 sqft
LOT SIZE 2,501 sqft

A MANAGEABLE ADA HOME UNDER $110,000 NEAR ECU & DOWNTOWN! What if more house is not actually the goal? At 512 N Francis, you get two bedrooms, central heat and air, appliances already in place, inviting outdoor spaces and a convenient central Ada location - without taking on a house or yard that demands every free weekend. Built in 1920, this 790-square-foot (according to county records) cottage has the kind of personality you simply do not get from every house. Mature trees shade the property, soft colors give the interior a cheerful feel, and updates over the years include Hardie Plank siding, fresh paint and a remodeled shower surround. The kitchen includes the range and refrigerator, and the washer and dryer stay too. The second bedroom gives you flexibility for whatever your life needs from the space - bedroom, office, hobby room or guest space. Then there is the outdoor space. Multiple patio areas sit beneath mature shade trees, creating places for coffee in the morning, dinner outside, container gardening or string lights and a quiet evening. The partially fenced side yard gives you usable outdoor space without a huge lawn to maintain. Just minutes from East Central University, downtown Ada, restaurants, shopping and everyday conveniences, the location keeps you close to the places you need while still feeling tucked away beneath the trees. The spirit of the home is simple: character, comfort and a little less to take care of. Offered at $109,900 with conventional, FHA, VA and USDA financing options. IF YOU HAVE BEEN SCROLLING PAST BECAUSE YOU THOUGHT YOU NEEDED MORE HOUSE, 512 N FRANCIS MIGHT BE WORTH A SECOND LOOK.

DAYS ON MARKET 2 LAST UPDATED 10/8/2026
YEAR BUILT 1920 COUNTY Pontotoc
STATUS Active PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Ada EC Ctr,Hayes ES,Washington ES,Willard ES
Jr. High School Ada JHS
High School Ada HS


ADDITIONAL DETAILS
AIR Electric
AIR CONDITIONING Yes
APPLIANCES Dryer, Microwave, Warming Drawer, Washer/Dryer
CONSTRUCTION Frame
EXTERIOR Fire Pit
HEAT Electric
INTERIOR High Speed Internet
LOT 2500 sq ft
LOT DESCRIPTION Wooded
STORIES 1
STYLE Craftsman
UTILITIES Cable Available, Electricity Available
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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*Estimate only
Listing provided by Christina Franklin | 580-447-3481, Spirit Realty Group LLC
Copyright© 2026 MLSOK, Inc. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. The listing information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of MLSOK, Inc.
Information last updated on 10/10/26 11:20 AM PDT.

This IDX solution is (c) Diverse Solutions 2026.


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